USDA Home Loans 
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                                                  Broker Opportunities 

                                                  We are pleased to underwrite and fund loans for approved mortgage brokers, and we are available to answer questions, run scenarios, and offer our rate sheets, fees, broker agreement, and LO compensation addendum.  More >>>>>>>>


                                                  Fast Turn Times

                                                  In most cases, we fund within five business days from having complete files. Once we underwrite a loan, our package goes to USDA for a compliance review and the issuance of a loan guarantee. We take 24 to 48 hours for underwriting, and USDA usually takes 24 to 48 for their review.  We then proceed to closing. 


                                                  Knowledge and Experience 

                                                  We make the process of originating USDA loans easy for our brokers because we have: 

                                                  • Identified the relevant information resources
                                                  • Obtained the necessary forms and documents
                                                  • Mastered the underwriting guidelines over 14 years of active participation in the program in 23 states
                                                  • Developed an understanding of how those guidelines are interpreted and applied in practice by underwriting and funding over 2,000 USDA loans
                                                  • Established a working relationship with USDA administrators and field staff at the national, state, and local levels.  

                                                  Classes 

                                                  We offer a class accredited by DORA for two hours of CE credit for realtors.  We provide this class in partnership with our brokers who sponsor the class to gain exposure leading to more business while promoting the class to realtors in their area.  More >>>>>>>>   

                                                  David Marsh - Rocky Mountain Mortgage Specialists, Inc. - NMLS #157675 - 888-851-1380