Outbuildings

The property may have outbuildings or structures that are considered related facilities for residential use. However, farm service buildings designed to produce an agricultural commodity and buildings designed to produce income are prohibited. More >>>>>>>>

It is important to note that farm service and income-producing buildings are prohibited regardless of the value of the the buildings, the intended use of the buildings, or the profitability of the property.

It may seem ironic that a USDA loan program does not allow outbuildings that are characteristic of rural areas, but this particular program is intended for modest residential housing. USDA has other loan programs to help for farmers and ranchers. More >>>>>>>>

The lender must make a case-by-case decision on outbuildings and decide it they are residential in character, you can get a general idea of the differences between what is accepted or prohibited by the examples below: